One important point that most people don’t realize upfront, that if you are a small business and you keep contents in your commercial van overnight, then you have to pay insurance on those contents. Sometimes, this even requires a separate policy just for the contents. Now, it is best if you can avoid keeping your materials or finished products in your van overnight.  But if you cannot, then the best thing to do is to get an online van insurance quote.  That is where you will get the best deal because there is so much competition that the agents are trying to get you the most savings.