The direct brokers arrange for insurance for their clients in life insurance Orin general insurance or both. Reinsurance broker’s offence reinsurance for direct insurers with insurance and it is possible that the same broker handles direct business as well as reinsurance business. Such a broker is known as composite broker for Accident claim lawyers. The broker can be an individual, firm, a company or a society. The principal officer of the broker i.e. proprietor, partner, director or executive officer should possess minimum qualification as primary school. The said officer has to undergo 100 hours training and fiats animalization conducted by the; National Insurance Academy Pune or any other examination body recognized by the Authority.