How would you like to pay for a medical insurance that lets you earn interest from the premiums that you are paying? I really think the California Blue Cross Medical Insurance is awesome for the reason that you are not just paying for securing the health of your family, you are actually saving for their health and earning the rightful interest from it. Yes, that is just what is so good about it – the funds not used for the year will accumulate interest! And if you ever have to use some money to pay for medical expenses, the amount you will withdraw is the exact amount you will get because it is not subject to tax.