January is always a really difficult month financially for me. I have two birthdays and a wedding anniversary to worry about, all while still trying to recover from the expenses of providing a wife and four children with a decent Christmas, not to mention shopping for a large extended family. Luckily, I know where to get some really good online discounts. It doesn’t completely erase the stress, but it does make it a lot more bearable. Without these savings, either my kids wouldn’t get birthdays or I would go broke every single year. It really makes me thankful for modern technology and the Internet.